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Tax Benefits of Owning a Home

October 18, 2022

Being a homeowner has plenty of advantages. One of the most significant advantages is receiving tax benefits granted by the federal government to encourage homeownership, in turn reducing your tax bill at the end of the year. This can help save you thousands of dollars and allow you to reinvest ...

How Do Interest Rates Work?

Interest rates in real estate refer to the cost of borrowing required by the lender issuing a mortgage. Interest rates are also one of the main factors that determine your monthly mortgage payment, and a higher interest rate corresponds with a higher monthly payment. This is why it’s so important ...

Mortgage Basics – What You Need to Know About Getting a Mortgage

October 6, 2022

Unless you have deep pockets and can pay for a home entirely in cash, you’re going to need a mortgage. Mortgages are designed to make homeownership possible for people that normally may not be able to get approved for a home loan. In fact, there are special loan programs that ...

Renting vs. Buying a Home – What You Need to Know

In 2020, home sales rose to their highest levels in nearly 15 years. Record-low interest rates spurred a ton of refinance activity and borrowers started to take advantage of these low rates when buying a home. However, buying a home isn’t always the right move for some people in certain ...